The Difference

Great Book The Difference by Jean Chatzky!

What’s the difference between people struggling financially and those living comfortably?
What’s the difference between people struggling financially and those living comfortably?

These twenty factors make The Difference.

Financial Attitudes and Behaviors

•They feel stocks are worth the risk.

•They devote money to personal savings

•They save regularly for emergencies.

•They have invested for retirement.

•They have reduced outstanding debt.

Goals

•They want to be financially comfortable during their working years.

•They aim to retire comfortably.

•They always knew what they wanted to do (for a career).

•They made it a goal to accumulate $1 million.

•They want to own a home.

Personality

•They are confident.

•They are happy.

•They are optimistic.

•They are competitive.

•They are leaders.

Nonfinancial Behaviors

•They have a college degree.

•They socialize with friends at least once a week.

•They exercise at least two to three times a week.

•They read newspapers regularly.

•They are married.