Wealth Secrets

Can we earn real money after our 50’s, 40’s or less? Can we change our attitudes to wealth?

In How Rich People Think, author Steve Siebold compares the thoughts, habits and philosophies of the middle class to the world class when it comes to wealth. If you follow the beliefs, philosophies, and strategies of the rich and take action, you have a legitimate shot at becoming a millionaire. The secret is not in the mechanics of money, but in the level of thinking that generates it. Once you learn to embrace this, your earning potential is limitless.

The middle class believes formal education is the answer to acquiring wealth, yet very few academics are wealthy. They seek advanced degrees and certifications and are confounded when these things don’t bring them riches.

The middle class trades time for money. The world class trades ideas that solve problems for money.

The poverty class talks about and things of the past; the middle class talks about other people; and the world class talks about ideas.


Ask this critical thinking question:

“At what level of monetary success do I feel most comfortable?

a) poverty class

b) middle class

c) world class.

” Where you feel most comfortable reflects your self-image, and most likely, your current status. If you want to become wealthier, begin by raising your self-image by upgrading the self-talk you use regarding money and finances. If all you do is chase more money, you are simply attacking the effect. The cause is how you think, and if you improve the cause, the effect will take care of itself.

A must read  You Were Born Rich, by Bob Proctor.

Write down the most important goals you want to achieve in the next twelve months in THE CARD THAT KEEPS YOU ON TRACK and make a commitment to concentrate on achieving them.

Champions make decisions based on facts, not feelings. The world class also uses this understanding of truth and fact in their mental programming. The great ones know the conscious mind functions most effectively on fact, while the subconscious can be programmed with truth. Since the subconscious is unable to make the distinction between fact and truth, champions program their subconscious minds to believe their visions, dreams and ideas as truths. Because the subconscious doesn’t have the ability to reject an idea, it accepts it as truth and begins to create behaviors that are congruent with this new “truth.” The conscious mind knows this “truth” is not fact, and tension begins to build between the conscious and subconscious, creating cognitive dissonance. As a result, the two go to work to create congruency. The great ones are not only aware of the difference between truth and fact, but they also know how to use them both to get what they want.

How to Develop Success Habits

Thet major characteristics that successful people have are:
• They are optimistic
• They are enthusiastic
• They are individualistic
• They are imaginative


They understand the basic principle
that man is meant to succeed…and to
reach his realistic goals he creatively
sets for himself.
In short, successful people in every
field develop habits of success.

The successful people tend to create an atmosphere or
setting “a success environment” around themselves so they feel good, confident and in place. They focus on their own strengths. (Their knowledge, health, abilities, friendships, etc.)

Successful people set daily, weekly, monthly and yearly goals that are achievable, believableconceivable and controllable.

They always reinforce the positive things in their life, and they do so on a regular basis.

Write in THE CARD THAT KEEPS YOU ON TRACK the five things most important that will empower your life next year, then keep it in your wallet during 2015, see that magic will come to you.

25 Myths Broke People Believe

As Dave Ramsey says, poor is an attitude.

Dave’s blog readers and radio listeners for the most common excuses they hear from friends and family who are up to their eyeballs in debt and unwilling to change. If you find yourself struggling with any of these 25 myths, click on the following links to learn how to change your life and start on the true path to financial peace.


1. I’ll save next year when I’m making more money.
2. At my age, it’s too late anyway.
3. Why save money? You can’t take it with you when you die.
4. Old cars just aren’t as safe.
5. What’s wrong with a 72-month car payment?
6. My car is an investment.
7. Buying used is just inheriting someone else’s problems.
8. Whatever you want, dear.
9. I just want my kids to have it better than I did.
10. But that new RV will help our family bond.
11. We’ll pay it off when the tax return comes in.
12. I’ll start my budget next month.
13. I’ll worry about the future when it gets here.
14. If everyone stopped borrowing money, the economy would fail.
15. I must be able to afford it if I was approved for the loan.
16. I need a house payment for tax purposes.
17. You’re only young once, right?
18. But we’re on vacation.
19. I work hard. I deserve it.
20. Why make more money? Uncle Sam will just take it all away.
21. The little man can’t get ahead.
22. If I earn too much I’ll lose my public assistance.
23. My rich grandparents are going to leave me money.
24. I can’t afford insurance. But hey, my weed eater has a three-year extended warranty.
25. It’s okay. I have overdraft protection.

If you want to win with money in the long term, you have to stop making excuses in the short term. It’s as simple as that. Change your attitude, and you’ll begin to change your life.

To be able to change start but making some order first!

It is time for a reality check!

  • Take an ordinary piece of paper
  • Write down a basic list of your expenses
  • Now write down a list of your available funds
  • Do the math
  • Read and study financial literacy, start with Rich Dad Poor Dad.

Lack of money is no obstacle, lack of an idea is an obstacle. – Ken Hakuta

Use your imagination – Visualize yourself in abundance

Hear the right tones – Connect to youtube and hear meditation for abundance

Write your right words – Sit and write your purpose, focus on your desire for abundance.


Hope – Is in your mind!

Today I met a nice guy that is 99 Years old!
I am running a project for a “White House” in the high school of my neighborhood, that will met grown up volunteers with teens pupils,
so I am looking for volunteers, and I met this great guy (old person with a young mind).

I told him about the project and the needs of the place and what struck me most about him, is that he wants to be involve with a purpose, he checks what options are there for him to be useful and what he can contribute actively on it.

He is a great volunteer that works in many projects, one of them is making a green garden in a kinder garden with help of the kids.

What Hope has to do with it? Well in his point of view, hope is within, you make it, you are completely involved in it, and you have passion with the things that go around you.

He stills drive, has a cell phone and is completely active in his daily life. Movement and a good sense of humor are a key ingredient for his life, so this is part of his well being and he arrive to this fantastic age by giving hope to himself. A great attitude!

Hope is in your mind!  

Fill THE CARD THAT KEEPS YOU ON TRACK and give more hope to your life.

The vessel

Today I met with a friend of mine who is from Russia, San Petersburg.

I have known her for four years, she is a single mother of 35 years old, her daughter is 15 years old, and she has to struggle to survive.

The last two years were very tough for her, she went on big debts and changing flats many times, she works as independent and she is a very practical woman.

I gave her THE CARD around eight months ago, she took it seriously, she wrote on it what she wanted, the kind of life she deserves and the important things for her to focus on.

Today I met her and she describes to me her life in a story:

“I am a vessel, a big ship in this huge blue ocean, rounded by water. 
In the vessel there are friends, family, clients and debtors, the vessel ships without a specific route, some days it goes north and other days goes west and east. It flows with the currents of the water. Big storms hits it every now and then, few beautiful days come by and most of the days goes around without a compass. 
Since the day I decided to write in THE CARD, this vessel has a direction, is using the compass and is getting where I want. It gave me faith, faith in myself!. I do not feel lost, I feel on the right path to success.  The same all people go with me in this route. My attitude changed and I am the captain of this vessel today”. 

I am very happy for her, so if you know someone that needs help in choosing their right direction, give him or her THE CARD THAT KEEPS YOU ON TRACK.